Points Earning Strategy & Operating System
We help map the right card stack, payment flow, and program structure so your business spend starts working harder from day one.
Valued at $3,000
Partner Offer · Pay.com.au
Pay.com.au x The Flights Club
You’re earning points on every payment you make — payroll, ATO, suppliers. The question is whether they’re actually getting you anywhere. We turn the points you’re already earning into Business Class seats worth thousands each — so the points you’re paying to earn finally pay you back.
Need a quick answer before you decide? Ask our AI chat about fit, tiers, or the partner offer.
Exclusive to Pay.com.au: enter code PAYREWARDS at checkout to save $500 + GST.
Premium travel without guesswork.
We help business owners turn the spend they already control into better flights, stronger partner value, and a more premium way to travel.
Why this page exists
Helping busy business owners travel better.
Pay.com.au has partnered with The Flights Club to help business owners turn existing spend into better flights, stronger points outcomes, and clearer travel decisions without adding more admin. Pay.com.au handles the payment infrastructure. The Flights Club handles the strategy, member guidance, and travel upside.
Fast value check
What could your business spend already be worth?
This quick hybrid calculator is here to support the decision, not slow it down. Choose the spend range that feels closest to your business and we will show the kind of annual upside and Business Class outcome a blended AMEX + pay.com.au path can create.
If you want help interpreting the result, ask our AI chat before you move to pricing or a call.
Estimated annual upside
$14.8k
Illustrative only. This is a fast benchmark designed to show lost-opportunity value through a blended AMEX + pay.com.au points path — not a detailed advisory model.
Possible Business Class outcome
2-3 return Business Class seats
That is the kind of travel payoff many members are trying to unlock more consistently.
Partner offer reminder
You can still move straight to pricing if you already understand the value.
Included in membership
Your Flights Club membership includes
These are the core assets most business owners are missing: the strategy, the operating system, and the expert support that keeps the value moving.
Business Class Concierge Bookings
When it is time to use the points, our expert team helps search, structure, and book the right premium-seat opportunities.
Access to The Flights Club Advisors
You get expert guidance that helps you avoid wasted spend, missed transfer opportunities, and the wrong loyalty decisions.
Founder upside
The Flights Club founder community access
This is not just about flights. Membership also opens the door to a stronger founder environment around travel, premium experiences, and private offers.
Dinners and meetings
Private founder-only gatherings focused on smarter travel, leverage, and premium lifestyle access.
Curated events and experiences
Invitations to Flights Club events and selected luxury experiences that members can access before the broader market.
Points insights from Steve Hui
Updates on what is changing, where the leverage is, and how to unlock more value from the points game.
Closed-group offers
Private pricing and partner opportunities that are designed to reward members who are already inside the network.
The maths, not a promise
What 2 million points actually buys.
Sydney to London, return, in Business Class is around 365,800 Qantas points, plus taxes. A 2-million-point balance is roughly five of those seats — $50,000+ of retail airfare, paid for with the points you’re already earning.
2,000,000points — the kind of balance high-spend businesses build
≈ 5 seatsreturn Business Class, Sydney–London — around 365,800 Qantas points each
$50,000+of retail airfare — seats that sell for $8,000–$15,000 each
One catch: not all points are equal. PayRewards, Amex and airline points each convert and redeem differently — transfer ratios, program rules and redemption sweet spots change what a balance is actually worth. Working that out takes knowledge and hours most owners don’t have. That’s the point of membership: we work it out for you.
Illustrative, using published Qantas Classic Reward rates (Sydney–London return in Business via a partner airline) and typical retail Business Class fares. Reward-seat availability varies, taxes and fees apply, and other programs and routes price differently.
Membership options
Choose your membership tier
The main decision here is simple: choose the tier that matches the level of advisory support, booking support, and annual flight volume you want built around your business.
Platinum
$6,500
per year + GST · Our most popular membership for founders who want serious results without overcomplicating the path.
- The Points Travel OS & Strategy — a personalised strategy built around your business spend and travel goals
- 1:1 Points Travel Strategy Session with Steve Hui — review your points position, update your Blueprint, and plan your redemptions
- Monthly group call with Steve
- 4 x return Business Class points seat bookings per year — found, booked, and confirmed by our flight concierge team
- Dedicated Flight Concierge Team — you work with our flight concierge team, the same agent looks after you every time. No handoffs, no starting from scratch
- Rollover — unused seats carry forward. Nothing is wasted
- Full Explore membership included — everything in the Explore tier, done for you
- Flights Club Travel & Experiences — first access and member pricing on curated journeys, events, and experiences
- Platinum & Black Member Community — Circle app, small group dinners, roadshows, and exclusive events
At checkout, enter code PAYREWARDS to save $500 + GST.
Black
$12,000
per year + GST · For founders whose household travels Business Class often — managed for the year, changed freely when plans move, with senior booking support.
- The Points Travel OS & Strategy — a personalised strategy built around your business spend and travel goals, always working at full capacity
- 1:1 Points Travel Strategy Session with Steve Hui — review your points position, update your Blueprint, and plan your redemptions
- Your household’s Business Class travel managed for the year — no fixed seat count to track, matched to your points capacity and reasonable use (generous and relationship-led, not unlimited)
- Change or cancel a booking freely when plans move — a changed or cancelled flight returns to you, rather than being used up
- Secure now, improve as it comes — we lock in a confirmed seat so your trip is certain, then keep looking, and if a better option opens up we move you to it
- Dedicated Senior Flight Concierge Expert — the same senior specialist from our flight concierge team, every time. No handoffs, no starting from scratch
- Full Explore membership included — everything in the Explore tier, done for you
- Nationally limited membership — few enough that Steve knows every member
- Flights Club Travel & Experiences — first access and member pricing on curated journeys, events, and experiences
- Platinum & Black Member Community — Circle app, small group dinners, roadshows, and exclusive events
At checkout, enter code PAYREWARDS to save $500 + GST.
Exclusive to Pay.com.au: use code PAYREWARDS at checkout to save $500 + GST.
The offer is simple by design. The discount is already waiting for you — the job of this page is just to help you feel clear enough to act.
If anything still feels unclear, ask our AI chat for a fast answer before you enquire or book.
Why join
Why business owners join The Flights Club
The membership exists to turn complexity into leverage. Owners join because they want a better travel outcome, not another hobby.
Meaningful annual upside
The value available can add up quickly when business spend is routed well and points are used with intent.
Concierge bookings included
Platinum and Black are not just strategy memberships. They include premium-seat booking support as part of the offer.
Points strategy that fits your business
The goal is not generic hacks. It is a points earning system designed around your operating reality.
Community access
Membership also connects you to a stronger network of founders who value leverage, premium travel, and better access.
Private events and offers
Members receive access to selected events, deals, and opportunities that do not sit on the public-facing site.
Travel more, travel better
Most members are not trying to become points experts. They want to unlock better travel more consistently and with more confidence.
Member proof
What members say after they join
“The service from start to finish was beyond anything we could have imagined.”John O.
“They are fast, efficient and took the stress out of booking flights.”Sophie M.
“I've just successfully secured 2 return Business Class seats to Europe.”Sid D.
“Trusted by thousands of Australian business owners who wanted a smarter way to travel.”Flights Club community
“I cannot recommend iFLYflat highly enough.”Emma P.
“The whole process finally made the points game feel practical instead of overwhelming.”Member feedback
Trusted by
Seen across Australian business media
Common questions
Frequently asked questions
Is this only for Pay.com.au members?
Yes. This version of the offer and the coupon-code discount are designed specifically for Pay.com.au members.
How many flights could I expect?
That depends on annual business spend, how the points are being earned, and how flexibly they are redeemed. The calculator above is there to give you a fast directional benchmark before you choose a tier.
What if I already have AMEX and a payment aggregator?
That is common. The job of the membership is to optimise what you already have, close the gaps, and make sure the overall system is working in the right direction.
Do you handle the booking?
Yes. Platinum and Black are built to include expert concierge booking support, which is one of the reasons members stay inside the system once they join.
Who is Steve Hui and iFLYflat?
Steve Hui is the founder behind iFLYflat and The Flights Club. The broader business has spent more than a decade helping Australian business owners earn and use points more effectively.
Ready when you are
Pay.com.au x The Flights Club
With one good premium redemption, the economic case can already start to make sense. After that, the membership becomes less about one booking and more about building an ongoing system around the way your business already spends.
Use code PAYREWARDS to unlock your $500 + GST partner discount at checkout.