What could your
points become?
Bring your balances together. Explore the return Business Class journeys they could support.
How to read your result
Each airline row is an alternative use of the same balances. Do not add the rows together. Points held in separate airline programmes are not combined. Exact card selections use that card’s published transfer ratios; rewards-programme selections use typical family rates.
We use the existing iFLYflat reference data, retrieved 7 October 2026: card ratios labelled June 2026 and award charts labelled July 2026 on the source page. These are indicative east-coast Australian departure rates, with one-way Business Class awards doubled for a return. Qantas uses its partner table. Etihad uses dynamic minimums. Perth can have different rates.
Airfare comparisons describe example retail fares, not cash you can withdraw or guaranteed savings. Taxes, charges, earning costs and service fees reduce any saving. Transfers are usually irreversible. Confirm current programme rules and seat availability before moving points.
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Transfer-ratio review: 12 October 2026. Illustrations only. Bank rules, card eligibility, caps, fees and transfer rates can change. Confirm your exact product with your provider before moving points.